Last Updated: August 12, 2026

Welcome to Chloah Cards. These Terms of Use ("Terms") govern your use of the Chloah Cards website (the "Site") and any content, resources, tools, downloads, or digital products made available through it.

By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

About Chloah Cards

Chloah Cards operates a sports card resale business and publishes content related to buying, selling, collecting, pricing, shipping, and reselling sports cards.

The Site may also provide calculators, spreadsheets, templates, guides, checklists, downloads, and other resources for sports card collectors and sellers.

Educational and Informational Purposes Only

Content provided through Chloah Cards is intended for general informational and educational purposes.

It reflects our experiences, observations, opinions, research, and methods and should not be considered financial, investment, tax, accounting, legal, or professional advice.

Sports cards are speculative collectibles. Their value can increase or decrease substantially, and past sales or market performance do not guarantee future results.

You are responsible for your own buying, selling, pricing, investment, tax, and business decisions.

No Earnings or Profit Guarantee

Chloah Cards makes no guarantee that you will make money, generate sales, achieve a particular profit margin, or obtain any particular result from information, strategies, tools, templates, or products provided through the Site.

Examples involving purchases, sales, profits, revenue, returns, margins, or business performance are provided for informational purposes and should not be interpreted as promises or representations of results that you will achieve.

Your results will depend on numerous factors outside our control.

Sports Card Information and Pricing

Sports card prices and market conditions can change rapidly.

Any price, valuation, comparable sale, market observation, or other card-related information appearing on the Site reflects information available or our opinion at a particular point in time.

We do not guarantee that pricing information is complete, current, or accurate.

You are responsible for independently evaluating a card and its condition, authenticity, market value, and suitability before purchasing or selling it.

Third-Party Marketplaces

Chloah Cards may link to listings, stores, products, or services available through third-party marketplaces, including eBay.

Transactions completed through a third-party marketplace are governed by that marketplace's applicable terms and policies.

Chloah Cards is not responsible for the operation, availability, policies, security, or actions of third-party platforms.

Intellectual Property

Unless otherwise stated, the Site and its original content are owned by or licensed to Chloah Cards.

This may include:

• Articles

• Written guides

• Photographs and graphics

• Branding and logos

• Spreadsheets

• Calculators

• Templates

• Checklists

• Digital downloads

• Educational materials

• Website content

You may use publicly available Site content for your own personal, non-commercial purposes.

You may not reproduce, republish, distribute, sell, sublicense, copy, scrape, commercially exploit, or create substantially derivative commercial products from Chloah Cards content without permission.

Digital Products

Digital products purchased from Chloah Cards are licensed to the purchaser for personal use or for use within the purchaser's own business unless a product specifically states otherwise.

Purchasing a digital product does not transfer ownership of the underlying intellectual property.

Unless expressly permitted, purchasers may not:

• Resell digital products

• Redistribute files

• Share purchased files publicly

• Provide copies to others

• Upload products to file-sharing services

• Repackage products for resale

• Sell modified versions of our products

• Claim Chloah Cards materials as their own

Digital Product Refunds

Because digital products can generally be accessed or downloaded immediately, sales of digital products are final unless otherwise stated at the time of purchase or required by applicable law.

If you experience a technical problem accessing a purchased product, contact us and we will make reasonable efforts to resolve the issue.

Product Updates

We may occasionally update digital products, spreadsheets, templates, guides, or other resources.

Unless specifically stated as part of the product being purchased, the purchase of a digital product does not guarantee lifetime updates, future versions, additional features, or ongoing support.

Affiliate Links and Recommendations

Some content may contain affiliate links or other compensated relationships.

If you make a purchase through certain links, Chloah Cards may earn a commission or receive other compensation.

Any material relationship will be disclosed where appropriate.

Compensation does not change our obligation to accurately represent our actual experience or opinion.

User Conduct

You agree not to use the Site to:

• Violate applicable laws

• Attempt to gain unauthorized access to the Site or related systems

• Interfere with the operation or security of the Site

• Introduce malicious software

• Scrape or systematically extract Site content for unauthorized commercial use

• Infringe intellectual-property rights

• Use purchased resources in violation of their license terms

Accuracy and Availability

We make reasonable efforts to provide useful and accurate information, but errors can occur.

Content may become outdated, particularly information concerning prices, fees, shipping services, marketplace policies, taxes, regulations, or third-party services.

We may modify, remove, correct, or update Site content at any time without notice.

We do not guarantee that the Site will always be available, uninterrupted, secure, or error-free.

Limitation of Liability

To the fullest extent permitted by applicable law, Chloah Cards and its owners, operators, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or similar damages arising from or relating to your use of the Site, its content, or any products or resources.

You assume responsibility for decisions you make based on information obtained through the Site.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Site, its content, and its resources are provided on an "as is" and "as available" basis without warranties of any kind, express or implied.

Changes to These Terms

We may update these Terms periodically.

Changes become effective when the revised Terms are posted to the Site unless otherwise stated. The date at the top of this page identifies the most recent revision.

Governing Law

These Terms will be governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect.

Contact

Questions regarding these Terms may be directed to:

Chloah Cards
Email: chloahholdings@gmail.com